Retirement Income Planning
Have you considered (or lost sleep over) what happens after you retire and the paycheck is gone? No need to worry. It is manageable. American Federal Retirement Fiduciaries will provide you with education and a sound financial plan.
You may need a guaranteed source of income to compliment your government pension and social security and close any shortfall or ‘gap’ between the sum of your pension and Social Security and your pre-retirement salary.
We will:
- Provide you with detailed modeling of your projected income from your federal pension and social security compared to your expenses.
- Clearly illustrate whether (or not) an income gap closing structure is necessary.
- If needed, recommend the best available ‘gap closing tool’, not one that is just ‘suitable’.
Alternatively, your federal pension annuity and Social Security may be sufficient to replace your paycheck. In that case, you will need to choose amongst thousands of possible investments.
We will:
- Learn your preferences on spending your retirement investment savings or leaving it for loved ones or charity.
- Understand your risk tolerance so ideal investments will be tailored.
- Research and present the best options.
- Assist you in making the optimal investment choice.
Investment Management
Financial markets are presently complex and volatile. We know much has been lost in 2022 to date. We know it hurts.
With the inflation we are seeing, the favorable investment climate from 2011 to 2021 is over. The next ten years are going to be more challenging for retirement investing than the past ten.
Proper post retirement investment results will be directly affected by the advisor you choose. A truly skilled investment advisor is more relevant than ever. These complex and critical investment decisions will likely create or destroy hundreds of thousands of dollars.
Yet it is impossible for an individual to properly navigate the sophisticated balancing act of investment decision making involving safety, growth, taxation, restrictions, and personal preferences.
American Federal Retirement Fiduciaries has 30+ years of experience advising on proper investments while preserving principle in challenging markets. Our strategies are customized for you, based upon your situation, risk tolerances, and objectives.
We are fiduciaries. Licensed and regulated as investment advisors to be your advocates for financial wellness and safety.
We welcome an initial consultation to discuss your situation and begin the education process.
Risk Management
As we have seen, it is relatively easy to make a lot of money investing, 2011-2021. And lose a lot of it quickly, January 2022 to June 2022.
We at American Federal Retirement Fiduciaries will assess your needs, your risk tolerance and work with you to design the best possible plan to maximize growth and benefits while reducing risk.
Investments that might be right for you while working may not be right in retirement. We will explain why and implement the safest, optimal, retirement strategy.
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Why American Federal Retirement Fiduciary?
Long-Term Track Record
The principals at American Federal Retirement Fiduciary have been serving, in a licensed and regulated capacity, investment and retirement planning needs of individuals and families for over 30 years.
We would be proud to add you to our growing list of educated, clients by providing you with the finest federal employee retirement planning and investments.
Best-in-class Solutions
You are an expert in the government agency work you do. However, with thousands of possible choices, investment selection is complicated. A mistake, using a do-it-yourself approach, could cost you hundreds of thousands of dollars.
We at American Federal Retirement Fiduciaries:
- Possesses in depth knowledge a multitude of potential investment choices.
- Will educate on the pertinent details of those that ideally fit your needs.
- Guide you to your best option.
We invite you to talk with us and get started on a plan to ensure a worry-free future.
Experience and Knowledge You Can Trust
As certified Federal Retirement Consultants (FRC) we keep you updated on the opportunities to maximize your federal retirement benefits.
A do-it-yourself mistake can cost you thousands. Don’t risk it.
American Federal Retirement Fiduciaries will:
- Partner with you to produce optimal, risk managed, financial decisions.
- Take the time needed so you are clear and comfortable with any decision.
There will be no leap-of-faith.
Would you like to learn more about a financially secure future?
Please use the link below to schedule a free consultation.
Call us at 415 505 4034 to schedule your appointment today!
